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Financial/Insurance

The appropriateness and quality of your care should serve your personal and best long term interests. This includes the ability to chew your food properly, and being able to smile with confidence.

  • Our Practice strives to maintain moderate fees, yet provide you with superior quality.
  • We accept many insurance plans, cash, check and most major credit cards.
  • If you are unable to make the entire payment, we will assist you in securing, in most cases, interest free financing. Prior arrangements are required before the start of treatment

Delay of treatment never makes the dental condition any better. In fact, the costs often rise combined with the greater tooth or bone loss and a worsened prognosis.

  • We stand solidly behind our recommendations and do our best to satisfy your expectations.
  • Financing options are available for qualified clients. From 3 -12 month, no interest plans and up to 48 months with low interest.

Fees: We make a great effort to provide you with proven, bio-compatible materials and services that are not just of subsistence quality, but the best that the field currently has to offer.

Insurance

As a means to help our patients, we have chosen to receive direct insurance payments on your behalf from many of the indemnity plans available. We will help you to utilize your insurance plan benefits. It is one of the many resources you have available to you, as a means of paying for your dental needs.

We research your available benefits, then process and submit your insurance claims for you as a complimentary service. However, we cannot guarantee the amount that will be paid by your carrier. Therefore, the patient/guarantor is ultimately responsible for the payment of our fees for professional services rendered. We will assist you to the utmost to help resolve disputes of claims.

The annual maximum, the quality, the types of benefits and the actual percentages of coverage were chosen by your employer from a list of plans made available by the carrier. The prevailing relationship we have with insurance carriers is through you and the contract is between you (the insured) and the carrier that was chosen by your employer.

UCR: You may occasionally receive an EOB (estimation of benefits) from your carrier that has the following statement: “The fee was above the UCR” (usual and customary rates). The UCR for an area is a guarded secret by your carrier and has no bearing on prevailing fees in the area. It is merely a fee that the carrier has chosen to pay for a service.

PPO: We have chosen to participate in the following PPO networks:

  • AETNA through the DENTEMAX Network
  • ASSURANT
  • CIGNA
  • DELTA DENTAL
  • GUARDIAN through the DENTEMAX Network
  • HUMANA/ COMP BENEFITS
  • METLIFE
  • United Health Care

Treatment Decisions: The patient, as the person making treatment decisions regarding their dental needs should base such decisions, not on the dictates of their dental benefit plan, but on the appropriateness and quality of care that will serve their personal and best long term interests.

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